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For Hardworking Filipina Women Everywhere 🌏

You Work So Hard.
It's Time Your Money Works for You.

The complete Financial Freedom system for millennial and Gen Z Filipinas — whether you're in Manila, Dubai, Cebu, London, Canada, or anywhere in the world.

Reserve My FREE 1-Hour Zoom Seat →

One-time ₱6,000 membership fee (Philippines) · No recurring charges · Benefits worth 17x more

⚡ Next session: Wednesday 8:00 PM PHT — only 20 seats
🎁 Attend the session and receive FREE ₱20,000 Personal Accident Insurance as our gift to you!
👩 👩 👩 👩 👩
Join 10,000+ Filipinas already on their wealth journey
23+
Countries
2002
Est. in Philippines
10,000+
Associates
30M
Family Goal by 2030
World-Class Partners Behind Every Benefit

You're backed by the best names in finance

IMG has formal agreements with leading Philippine and global financial institutions — so every benefit you unlock is backed by a real, regulated company you can trust.

🏥
Healthcare
Free consultations & HMO access
🛡️
Life Insurance
Protect your family from day one
🚗
Non-Life Insurance
Car, travel, fire & accident cover
🏦
Banking
Savings, loans & OFW products
Allied Services
Extra perks & everyday savings
Does this sound familiar?

"Nagtatrabaho nang husto, pero bakit parang hindi pa rin sapat?"

You're not alone. Most Filipinas were never taught how money actually works, and the system was never designed to help us.

💸You send money home every month but have nothing left for yourself
😰You don't know where your money goes — it just disappears
😔Retirement feels impossible so you try not to think about it
📵Nobody ever taught you about investing, insurance, or building wealth
🌙You work two jobs and still feel one emergency away from falling apart
😶You feel embarrassed asking money questions because everyone else seems to have it figured out

"It's not your fault. The right education was just never given to you — until now."

Simple. Clear. No Pressure.

How It Works — 3 Easy Steps

From total beginner to financially confident. Here's exactly what happens when you reach out.

1
📅
Attend Your Free 1-Hour Seminar
Join online via Zoom or face-to-face at an IMG office near you. Learn the basics of saving, investing, and protecting your income in plain, simple language. Complete the session and claim your FREE ₱20,000 Personal Accident Insurance — our gift to you for investing your time!
2
🎓
Get Your Personal Financial Plan
After your seminar, sit down with me for a free 1-on-1 financial health check. We map out your exact next step — how much to save, what to invest in, and how to protect your family starting today.
3
🚀
Join & Unlock All Your Benefits
When you're ready, complete your one-time ₱6,000 membership. Instantly unlock ₱100,000+ in benefits — insurance coverage, investment access, health perks, and your financial education for life.
Free Seminar Personal Plan Financial Freedom
🎁 Exclusive Attendee Bonus

Attend the Free Zoom Session.
Walk Away Protected.

Complete your 1-hour financial literacy session and we will personally process your FREE ₱20,000 Personal Accident Insurance — no strings attached, no purchase required.

🛡️
Coverage
₱20,000
Personal Accident
  • FREE for all Zoom session attendees
  • No purchase or membership required to claim
  • Provided by Manila Bankers Assurance — a trusted partner
  • Valid for 1 year from date of issuance
🎁 Reserve My Seat & Claim Insurance →

Only 20 seats per session · Wed 8:00 PM & Fri 9:00 PM PHT

The Wealthy Filipina Blueprint™ — Full Benefits

Everything You Get When
You Join IMG

Over ₱100,000 worth of real, tangible benefits. Filter by what matters most to you.

📚 Learn📖
Free Financial E-Book: "The Secret to Saving & Building Your Future"
An easy-to-read guide that breaks down the road to financial freedom — no jargon, no complicated terms. Perfect for beginners.
₱1,500 valueFREE
📚 Learn📝
Free Financial E-Workbook
Your hands-on guide to protect, preserve, and make money work for you. Includes budgeting tools, savings plans, and money habits from the wealthy.
₱1,000 valueFREE
📚 Learn🎥
Free Financial Video Program
Watch the book come to life in an immersive, interactive video journey. Engaging financial education that actually keeps your attention.
₱2,000 valueFREE
📚 Learn💻
5 Free Financial E-Workshops
5 complete online workshops: (1) Cash Flow & Debt, (2) Financial Foundation, (3) Building Wealth, (4) Retirement Planning, (5) Business in Finance.
₱10,000 valueFREE
📚 Learn🔍
Free Personal Financial Check-Up
A guided assessment that identifies exactly where your money problems are coming from and what you need to change — like a doctor's check-up for your finances.
₱3,000 valueFREE
📚 Learn🎓
Free Investment Seminars (Ongoing for Life)
Attend live seminars on investing, saving, and growing wealth — available to you as a member, forever. Learn from real financial educators, not salespeople.
₱5,000+ valueFREE
🛡️ Protect🆘
Free Personal Accident Insurance — up to ₱300,000
Instant protection the moment you join. Covers accidental death, disablement, and medical reimbursement — worldwide. Through Manila Bankers Assurance.
₱300,000 coverageFREE
🛡️ Protect🕊️
Life Insurance Coverage — ₱50,000 (Fidelity Life)
Protect your family with free life coverage plus 24/7 memorial concierge service through Everest Memorial. Peace of mind for you and your loved ones.
₱50,000 coverageFREE
🛡️ Protect✈️
Worldwide Accident Death Benefit — ₱500,000
Accidental death benefit valid anywhere in the world — especially important for OFWs. Burial benefit of ₱100,000 also included.
₱500,000 benefitFREE
🛡️ Protect🌐
Repatriation Service for OFWs
If something happens to you abroad, Everest Memorial will assist in bringing you home to your family. Coordination handled 24/7.
Priceless for OFWsFREE
🛡️ Protect⚖️
Free Legal Assistance
Get free legal consultations for personal, family, or business matters. No need to pay expensive law firm rates — it's included in your membership.
₱3,000/consult valueFREE
🛡️ Protect🏠
Asset Preservation Service
Protect your property and assets for your family's future. Discounted help setting up a corporation to preserve what you've worked hard to build.
Big discountMEMBER RATE
📈 Invest💰
Instant ₱1,000 PDF Savings Account
Start your investing journey immediately — your account comes with ₱1,000 in a PDF savings fund convertible into a Soldivo mutual fund via Rampver Financials.
₱1,000 instant savingsFREE
📈 Invest📊
0% Entry Fee on Mutual Funds
Access mutual funds through Rampver Financials at zero entry fee — saving you thousands compared to going directly to banks or brokers.
Saves ₱1,000s in feesMEMBER PERK
📈 Invest📱
Stocks Online Trading Platform (MyTrade)
Access the Philippine Stock Exchange with free investment guidance, analysis, and updates — one of the most advanced trading platforms available.
₱5,000+ valueFREE
📈 Invest🏡
Real Estate Discounts & Auto Program
Get exclusive member discounts from SMDC, Ayala Land, DMCI, Megaworld, Rockwell & more. Also get personalized help buying a car at a lower price.
Big savingsMEMBER RATE
💼 Earn🤝
Become a Financial Educator & Earn Income
Optional but powerful: build your own financial literacy business with IMG. No quota, no territorial limits, freelance or full-time — earn by helping families just like yours.
Unlimited income potentialYOUR CHOICE
💼 Earn📜
AFP Certification at ₱1,000 (was ₱5,000 local / ₱15,000 abroad)
Become a licensed Associate Financial Planner at a massive discount — a prestigious designation that boosts your credibility and earning power.
Save ₱4,000–₱12,500MEMBER PRICE
💼 Earn🌍
Global Business — 23+ Countries, No Limits
Build a team locally and internationally. No demotion. Vesting rights over your client portfolio. Your business travels with you anywhere in the world.
Build global passive incomeYOUR CHOICE
💼 Earn🏆
World-Class Recognition & Rewards
Earn gold pins, Millionaire Rings, SMD watch, Builders Rolex, your Dream Car, and all-expenses-paid international trips as you grow your business.
Cars, watches & travelEARN IT
❤️ Health🏥
Free Unlimited Medical Consultations (Kaiser Medical)
Free unlimited doctor consultations at Kaiser Medical Center — for you, plus discounted rates for your immediate family. Because good health IS financial freedom.
₱10,000+ value/yearFREE
❤️ Health👓
IMG Vision Care — Free Eye Exam + Free Frames
Free computerized eye exam and up to 2 pairs of IMG/Kaiser frames per year with multi-coated lens purchase at De Los Reyes Optical and Kaiser branches.
₱3,000+ value/yearFREE
❤️ Health💊
Access to HMO Healthcare Products
Access Kaiser International's full HMO plans covering long-term medical needs — beyond employment and even into retirement. Perfect for OFWs going home.
Discounted HMO accessMEMBER RATE
✨ Perks💳
NeuraCash — IMG Money App
Receive commissions, transfer funds, and pay bills through the NeuraCash app. Faster, easier, and safer for managing your IMG transactions from anywhere.
Exclusive to membersFREE
✨ Perks🛒
IMG Marketplace — Buy & Sell Platform
Access deals on Real Estate, brand-new and pre-owned cars, and healthcare. Plus special rates on Palawan Express Pera Padala for money transfers.
Saves money dailyMEMBER PERK
✨ Perks🚗
Non-Life Insurance Discounts (Bolt Assurance)
Save on car, travel, fire, and personal accident insurance through Bolt Assurance and Manila Bankers — member premiums, not overpriced regular rates.
Save yearlyMEMBER RATE
✨ Perks🎁
Gift Free Insurance to Loved Ones
As a member, gift ₱20,000 in free Personal Accident Insurance to someone you've financially educated. Pay it forward and protect the people you love.
₱20,000 gift insuranceFREE
Total value of all benefits
₱100,000+ for only ₱6,000
One-time membership fee · Philippines local rate
Yes! I Want to Join →
🎓 Not ready to join yet?

Start with the IMG Online Financial Workshop

7 online modules · Certification included · No commitment needed. Only ₱200 per workshop — learn at your own pace.

🎓 Join a Workshop for ₱200 →
Real Stories from Real Filipinas

They Were Where You Are Now

These are members who took the first step. Their lives are different now.

"I used to think financial planning was only for people who already had money. Joining IMG in 2019 completely changed that mindset. I started with Kaiser Long-Term Care and took small, consistent steps toward my goals. Today, my 7-year plan is fully paid, and I have greater confidence in my financial future. More importantly, IMG's education system inspired me to become a financial educator, helping others learn the lessons I wish I had known sooner. If an ordinary woman like me can build financial confidence and create a better future, other hardworking women can too."
"Like many hardworking employees, I thought earning more was the key to a better future. Joining IMG showed me that financial success is not just about income. It's about learning how to save, invest, and make smart financial decisions. Through IMG's education and mentorship, I gained confidence, clarity, and a stronger vision for my future. I've also had opportunities to travel, attend inspiring events, and connect with people who encourage growth. IMG didn't just change my finances. It changed the way I see what's possible for my life."
"In 2019, I decided that working hard wasn't enough. I needed to build a better future for my family. That's why I joined IMG and started my financial journey. I committed to securing Kaiser Long-Term Care plans for myself, my husband, and my child. This year, all three plans will be fully paid. Today, I continue my career as a real estate agent while helping other Filipino families learn financial literacy and create additional income through IMG. What started as a desire to protect my family became an opportunity to build a legacy for my child. If you're a hardworking Filipina who wants more than just earning a salary, if you want financial security, extra income, and a brighter future for your family, maybe it's time to explore what financial education can do for you too."
"I joined IMG in 2021 after my cousin introduced me to financial literacy. As a young woman, I learned that it's never too early to start saving, investing, and preparing for the future. Through IMG's education, I've built better money habits, gained confidence in my financial decisions, attended Financial Literacy Conventions at SMX every year, and even traveled to Bangkok, Thailand for an IMG event in 2024. IMG showed me that you don't need to be rich to start, you simply need to start."
"I joined IMG in 2013 at the age of 23 seeking financial education. Like many young professionals, I was living paycheck to paycheck and wanted a better future. Through IMG, I learned how to manage my finances, build healthy money habits, and make more intentional financial decisions. What began as a personal journey eventually became a passion for helping others. Today, as a CPA and Financial Educator, I'm still growing toward financial freedom and helping others do the same. IMG taught me that lasting financial success starts with education and consistent action."

6 of 6 stories are from verified IMG members. 🎉 More real stories coming soon. 💛

Are you an IMG member?

Share your story and inspire thousands of Filipinas on the same journey.

💬 Share My Story on WhatsApp

Still not convinced? Watch how IMG changed the lives of members with the company for 20+ years — from poverty to financial freedom.

🎬 Watch Real IMG Success Stories →

20+ years of life transformation · Real members · Real results

Your IMG Transformation

Where You're Going

This is the journey every IMG member goes through, from where you are now, to where you want to be.

1
🌱
Learner
Attend your first free seminar. Understand money for the first time. No pressure, no commitment.
2
🏦
Saver & Investor
Open your first savings/investment account. Start with as little as ₱500/month. Watch your money grow.
3
🛡️
Protector
Secure your family with proper insurance, an emergency fund, and a plan that works even if something goes wrong.
4
🚀
Entrepreneur
Optional: build your own financial education business. Earn income, build a team, achieve total freedom.
Spender Saver Investor Entrepreneur
Especially for Filipinas Worldwide

Why This Was Built For You

🌏 OFW? This covers you globally.

Worldwide accident insurance. Repatriation service if something happens abroad. International business you can build anywhere. IMG follows you wherever work takes you.

💌 Remittance-sender? Keep more for yourself.

Learn the right way to allocate your income — how much to send home, how much to invest, and how to build wealth even while supporting your family back home.

👶 Mom or breadwinner? Protect what matters.

Free life insurance, accident coverage, and medical consultations — because your family's security is the foundation of everything.

🔑 Starting from zero? Perfect.

No experience needed. No minimum income. You can start investing with ₱500 a month. IMG was built for the ordinary Filipina who was overlooked by the traditional financial industry.

Bhel — IMG Financial Educator
Your Certified Financial Educator

Hi, I'm Bhel — Your IMG Financial Coach 👋

A certified Associate Financial Planner (AFP®), a licensed Life Insurance Agent of Manila Bankers Assurance, and an IMG Financial Educator. My mission is to help hardworking Filipina women — like you — finally take control of their money and build the future they deserve.

I'm here to guide you personally — from your very first free seminar all the way to your first investment. No judgment. No pressure. Just real, honest, professional guidance backed by years of financial education experience.

🎓 AFP® Certified 🛡 Manila Bankers Life Agent 📈 IMG Financial Educator
📅 Book My Free 1-Hour Session →
Got Questions? We've Got Answers.

Frequently Asked Questions

No. IMG is a licensed financial brokerage firm registered with the SEC and partnered with real, regulated financial institutions like Sun Life, AXA, Manulife, and BPI. Unlike MLM companies, IMG does not require you to recruit — membership benefits are yours regardless. The business opportunity is optional, and you earn by selling real financial products, not just by recruiting people.
Your membership activates immediately. You get: instant insurance coverage (up to ₱500,000 accident benefit), access to your digital financial education library, free medical consultations at Kaiser, your ₱1,000 PDF savings fund, and a personal follow-up from your Financial Educator to map out your financial plan. Everything is accessible online — no need to visit an office.
Absolutely! IMG has members and associates in 23+ countries including the UAE, Saudi Arabia, Canada, USA, UK, Singapore, Australia, and more. You can attend seminars via Zoom, register online, and even build your own IMG business internationally. The worldwide accident coverage and repatriation benefits are especially valuable for OFWs.
Employment insurance ends when your job does — and it rarely covers everything you actually need. IMG membership gives you personal insurance that stays with you regardless of employment status, plus investment access, health benefits, and financial education. Think of it as your own safety net that you control, not your employer.
After completing your Fast Start training (typically within your first 2 weeks), you're qualified to start earning. Many new associates earn their first commission within their first month. There's no quota, no minimum earnings requirement, and you can work part-time or full-time. Your income grows as your knowledge and client base grow.
That's exactly who IMG is designed for. The free seminar and education program starts from absolute zero — no prior knowledge needed. Everything is explained in plain language (and yes, in Filipino too). You'll receive step-by-step guidance from your personal Financial Educator at every stage.
No recurring monthly fees for your core membership benefits. The ₱6,000 is a one-time fee for Philippine local members. Some premium products (like upgraded HMO plans or specific investment products) have their own costs, but these are always optional and you'll never be pressured into anything.
No problem at all! You can start with the FREE IMG Online Financial Workshop — 7 self-paced modules covering cash flow, saving, investing, wealth building, and more. It's only ₱200 per workshop — completely online, self-paced, with certification included and no membership required. Many of our best members started this way first. Join a Workshop for ₱200 here →

Is This Right For You?

✓ This IS for you if…

  • You're a Filipina millennial or Gen Z anywhere in the world
  • You're tired of not knowing where your money goes
  • You want to start investing but don't know where to begin
  • You're an OFW who wants to build real wealth, not just send money home
  • You want financial security and a plan for your future
  • You're open to a side income helping other families too
  • You want to protect your family with insurance you can afford

✗ This is NOT for you if…

  • You want a get-rich-quick scheme with no effort
  • You're not open to learning something new about money
  • You already have a complete financial plan and are fully set
  • You're not willing to take small, consistent action
🛡

Zero Risk. Zero Pressure.

There is absolutely no financial obligation to attend. Spend just 1 hour learning, online via Zoom or face-to-face at an IMG office near you, and if you don't walk away with at least one life-changing insight you can use immediately, tell me and I will personally make it right. No pressure to buy any product. No judgment. Just real, useful financial education that you deserve.

Your Wealthy Future
Starts Right Now.

One decision. Over ₱100,000 in real benefits for a one-time ₱6,000 membership. A community of Filipinas on the same journey. The best investment you'll ever make in yourself.

Claim My Benefits Now →

🔒 One-time ₱6,000 fee (PH local) · No recurring charges · Join thousands of Filipinas worldwide